Short-Term Disability (STD) is a voluntary benefit that can help supplement your income because it pays you a benefit if you are temporarily unable to work for reasons like:
Please note: Physicians are not eligible to purchase Voluntary STD
Weekly benefit amount
Benefit begins
Maximum payment period
60% of covered weekly earnings up to a maximum of $2,000
After 14 days of disability due to accident or sickness
Up to 11 weeks
Teammates in California, Hawaii, New Jersey, New York, and Rhode Island may be eligible for a weekly benefit through their state, which may limit benefits under the voluntary STD program. For more details, please contact your state program.
Policy/group #: 53011
Call (Life Claims): (800) 524-0542
Call (Disability Claims): (800) 842-1718
Website: prudential.com/mybenefits
Long term disability helps replace your income when you have to face longer-term medical issues such as:
Weekly benefit amount
Benefit begins
Maximum payment period
Teammates Earning Up to $135,000
60% covered monthly earnings up to $6,750 per month (taxable)
After 90 days of disability due to accident or sickness
Social Security normal retirement age (the age at which disability begins may affect the duration of benefits
Teammates Earning Over $135,000
60% covered monthly earnings up to $15,000 per month (taxable)
Executives/
Sr. Directors/
Officers
60%covered monthly earnings up to $15,000 per month (non-taxable)
Physicians
60% covered monthly earnings up to $20,000 per month (non-taxable)
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