Short-Term Disability (STD) is a benefit that can help supplement your income because it pays you a benefit if you are temporarily unable to work for reasons like:
Please note: STD is practice-paid for Hourly, Salaried, Directors, and Managers. It is a voluntary benefit for Physicians, Officers, and Executives.
Weekly benefit amount
Benefit begins
Maximum payment period
Hourly, Salaried, Directors, and Managers
60% of covered weekly earnings up to a maximum of $1,000
After 14 days of disability due to accident or sickness
Up to 11 weeks
Physicians, Officers, and Executives
60% of covered weekly earnings up to a maximum of $2,500
Teammates in California, Hawaii, New Jersey, New York, and Rhode Island may be eligible for a weekly benefit through their state, which may limit benefits under the voluntary STD program. For more details, please contact your state program.
Policy/group #: 53011
Call (Life Claims): (800) 524-0542
Call (Disability Claims): (800) 842-1718
Website: prudential.com/mybenefits
The practice provides Long-Term Disability (LTD) benefits to teammates earning $135,000 per year or less. This coverage replaces part of the monthly income in case you experience longer-term medical issues such as:
Weekly benefit amount
Benefit begins
Maximum payment period
60% of covered monthly earnings up to $6,750 per month
After 90 days of disability due to accident or sickness
Social Security normal retirement age (the age at which disability begins may affect the duration of benefits
Physicians and teammates who make more than $135,000 annually can purchase LTD insurance to replace up to 60% of their income, up to a monthly maximum benefit of $15,000. Benefits begin after 90 days of accident injury or sickness.
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